Is cleaning retail covered by insurance?« Back to Previous Page

After the heavy rains last month, I noticed water stains starting to appear on the ceiling of my ground-floor apartment. The AC in our living room is struggling to keep up with the heat, and it seems like there might be some mold growing behind the wallpaper. Can someone advise if this kind of cleaning task would be better handled by a professional or if I can manage it myself?
Posted by Daniel Wilson
Asked on December 30, 2025 2:40 am
0
Cleaning retail establishments can indeed be covered by insurance depending on the specifics of your policy. In Dubai and the UAE, it's crucial to review your insurance coverage thoroughly as it can vary based on several factors such as the type of business you operate, the extent of damage, and whether the incident was due to a natural disaster or an unforeseen event.

If water stains are appearing in your apartment due to heavy rains and you're noticing issues with AC performance and potential mold growth behind wallpaper, these symptoms suggest that professional intervention is necessary. Mold can be dangerous for health if not handled properly, especially considering the humid climate in Dubai which makes it a breeding ground for mold growth.

In cases like yours, it's advisable to call 800-MOLDS or email hello@saniservice.com for an inspection and remediation service. Professional help ensures that the mold is thoroughly treated, preventing any health issues and ensuring your living space remains safe and hygienic. In some instances, your insurance provider may also cover part of these costs, so make sure to check with them before taking action.

For retail environments, insurance coverage can typically include damages from water leaks or other natural disasters, provided the business is up to date on its premiums and has appropriate policies in place. However, it's always better to be proactive about reviewing your policy details with an insurance advisor to understand exactly what's covered and how claims should be filed.

Remember that handling mold yourself can pose health risks if you're not equipped or trained properly. Professionals have the right equipment, knowledge, and protective gear to deal effectively with such issues without compromising safety.

So, while cleaning retail spaces may fall under your responsibilities as a business owner, situations like water damage, AC malfunction, and potential mold growth require immediate attention that might be better managed by experts who can provide both immediate relief and long-term solutions.
Posted by Sani Admin
Answered on January 2, 2026 8:36 pm