Is desert dust covered by insurance?« Back to Previous Page

After the sandstorm last week, I noticed a layer of fine, yellowish dust settling on everything in my living room. It’s particularly thick near the windows and even on surfaces that are usually pretty clean. The air feels heavier and seems to irritate my allergies more than usual. How urgent is this issue, and what can we do to minimize exposure at home?
Posted by Nancy Wright
Asked on December 18, 2025 1:34 am
0
Desert Dust is indeed a common concern for many residents in the UAE, especially during sandstorms. The fine, yellowish layer you mentioned is typically composed of silica particles and other micro-particles from the desert. These particles can settle on surfaces quickly after a storm due to their light weight.

In terms of insurance coverage, it really depends on your specific policy details. In general, standard home insurance policies in the UAE may not cover the costs related to cleaning up dust or other particulates from sandstorms as they are considered routine maintenance. However, some comprehensive policies might include provisions for such incidents.

If you're experiencing frequent issues with desert dust and its impact on indoor air quality, it’s advisable to have a professional inspection done. This can help identify any underlying concerns in your home that may need addressing to minimize exposure. At Saniservice, we recommend calling 800-MOLDS or emailing hello@saniservice.com for an expert assessment.

To manage the immediate situation:
1. Regular Cleaning: Use damp cloths and microfiber towels to reduce dust from settling further.
2. Ventilation Control: Keep windows closed during sandstorms to prevent more dust from entering your home.
3. Air Purifiers: Consider using air purifiers equipped with HEPA filters to improve indoor air quality.

It's also worth noting that in the UAE, there are no specific regulations mandating coverage for desert dust events under insurance policies as of my last update. However, if you're concerned about potential long-term effects or structural damage from sandstorms, it might be beneficial to discuss with your insurer and perhaps explore additional coverage options.

Stay alert during high-risk periods, and take necessary precautions to safeguard the health and well-being of yourself and your family.
Posted by Sani Admin
Answered on December 20, 2025 1:17 am