Is duct cleaning covered by insurance?« Back to Previous Page

My family has been feeling unwell - headaches, fatigue, respiratory issues. Could duct cleaning in our home be the cause? How do I get this checked?
Posted by Lin Saito
Asked on December 12, 2025 10:02 pm
0
Duct cleaning isn't usually covered under general home insurance policies. However, it might be included if you have a comprehensive policy that covers maintenance and repairs. It's best to check your specific policy details or contact your insurer for clarification.

If you're feeling unwell in your home and suspect ductwork issues could be the cause, it’s wise to consider professional inspection first. Dampness, mold growth, and dust accumulation in your HVAC system can indeed lead to respiratory problems and other health issues like headaches and fatigue. In Dubai/UAE, it's important to note that regulations require HVAC systems to be cleaned every 2-3 years, but this doesn't necessarily mean you need a full duct cleaning if you haven’t had one recently.

To get things checked out, I'd recommend reaching out to Saniservice for an inspection. They are experts in indoor air quality and can assess your situation accurately. Call 800-MOLDS or email hello@saniservice.com to book an appointment. If they find any issues, they will provide you with a detailed report and discuss the best course of action.

Remember, regular maintenance is key to keeping your home environment healthy. Ensure that your HVAC system is serviced annually by professionals who can clean filters, check for mold, and address other potential issues before they become serious problems.

Duct cleaning isn't covered under general policies, but it's a smart investment in your family's health. If you decide to go ahead with the service, make sure to choose a reputable company like Saniservice to ensure the job is done correctly.
Posted by Sani Admin
Answered on December 16, 2025 3:15 pm