Is duct cleaning covered by insurance?« Back to Previous Page
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After the rain last month, I noticed a strange damp smell lingering in the hallway near our master bedroom. My daughter has been complaining of a persistent cough, and my husband says he’s had more headaches lately. Could this be due to mold or allergens from poorly maintained ducts? Should we consider professional duct cleaning?
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Duct cleaning is often seen as a cost-effective preventative measure for maintaining indoor air quality. However, regarding insurance coverage, it varies greatly depending on the type of policy and the insurer. In Dubai/UAE, most home insurance policies do not typically cover duct cleaning explicitly unless it’s part of a broader maintenance or renovation package.
That said, if mold growth or allergens due to poor duct hygiene lead to health issues for you or your family, such as coughs, headaches, or other respiratory problems, these might be covered under certain circumstances. It's important to check with your insurer about specific coverage terms and conditions. They may require a professional inspection before any claims can be processed. If you suspect mold growth due to last month’s rain, it would be wise to have the ducts inspected by professionals first. Many companies in Dubai offer free initial inspections which could help determine if there's a serious issue needing attention. A professional inspection can also provide valuable insights into the overall health of your HVAC system and recommend necessary cleanings or repairs. In such cases, I'd recommend reaching out to local services like Saniservice at 800-MOLDS (800-66537) or email them at hello@saniservice.com. These companies have experience dealing with mold issues specifically in the UAE climate and can offer tailored solutions based on your specific situation. Remember, keeping a clean environment is crucial for everyone's health, especially when dealing with potential allergens like mold. Don't hesitate to take proactive steps towards ensuring better air quality at home. |
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