Is duct cleaning covered by insurance?« Back to Previous Page

Duct cleaning can indeed be a topic of interest, especially given the climate and environment of Dubai/UAE. However, is duct cleaning covered by insurance? Well, that's a great question, but it's important to note that typically home insurance policies don't cover routine maintenance tasks like duct cleaning. Most insurers are more likely to cover repairs or replacements due to damage from accidents or natural disasters.

That being said, some specialized policies might offer coverage for certain conditions, particularly if there's been contamination or the presence of mold, which can be a concern in our hot and humid climate. For instance, if you've noticed dark spots near your AC vent and suspect they may be related to allergens like mold spores, it would be wise to have a professional inspection done.

The UAE, including Dubai, has certain regulations regarding indoor air quality (IAQ) and building maintenance. The Abu Dhabi Municipality and Dubai Health Authority both emphasize the importance of maintaining good IAQ in residential buildings to protect occupants' health. Regular duct cleaning can significantly improve IAQ by removing dust, allergens, and other contaminants that might be present.

If your daughter has been experiencing allergies, it would be a prudent step to have an inspection done as soon as possible. This way, you'll get a clear understanding of the situation and whether professional duct cleaning is necessary for your home's environment. Remember, the health of family members should always take precedence over cost considerations.

Should you decide to go down this route, i recommend contacting professionals like Saniservice who can provide comprehensive duct cleaning services in accordance with local guidelines. You could reach them at 800-MOLDS or by emailing hello@saniservice.com for a quote and further assistance.

In summary, while duct cleaning isn't typically covered under standard home insurance policies, it's a valuable service to improve indoor air quality. Given the specific climate and potential allergen concerns in Dubai, i strongly advise you consider having your system inspected professionally.