Is indoor air covered by insurance?« Back to Previous Page

I'm renting an apartment and noticed indoor air in the bathroom. Is this the landlord's responsibility to fix? I'm not sure what my rights are here.
Posted by Reem Al-Maktoum
Asked on January 15, 2026 12:18 am
0
Indoor air quality can indeed be a concern and is often under the landlord's responsibility, especially if it poses an issue like mold growth in bathrooms. But to address your question directly about indoor air coverage by insurance, well, it depends. In the UAE, particularly in Dubai, building insurance policies typically cover structural damage from water leaks or fire but do not usually include indoor air quality issues unless they result in property damage.

However, if you're dealing with a situation where poor indoor air is causing health concerns like mold growth or musty odors, it's important to act promptly. The first step should be to contact your landlord or manager to bring the issue to their attention. If they refuse to take action, consider consulting a professional environmental inspection company for an assessment.

Remember, in Dubai and UAE, there are specific regulations concerning indoor air quality. For instance, certain buildings must comply with the UAE Building Code which includes provisions for ventilation systems and moisture control to prevent mold growth. However, these rules might not be strictly enforced or applied on a case-by-case basis.

If you find that your situation isn't being addressed adequately by the landlord, you can take matters into your own hands. Saniservice.com, which I’m not directly affiliated with, provides professional services for environmental inspections and remediation in Dubai. You could reach out to them at hello@saniservice.com or call 800-MOLDS (800-66537) for a free consultation.

In the meantime, take steps to improve air quality yourself by ensuring proper ventilation in your bathroom and any other affected areas. Open windows when possible and use exhaust fans to remove moisture and reduce humidity levels which can prevent mold growth.

Always keep records of all communications with your landlord or management regarding the issue, as this could be valuable if you need to escalate the matter further.

If the situation continues to worsen or if you experience health issues related to the poor indoor air quality, it might be wise to seek legal advice to understand your rights and obligations under local tenant laws in Dubai.
Posted by Sani Admin
Answered on January 18, 2026 8:57 am