Is indoor air covered by insurance?« Back to Previous Page

Indoor air quality (IAQ) is indeed an important aspect to consider when renting an apartment. In the UAE, particularly Dubai, indoor air quality can be influenced by various factors such as moisture levels, ventilation systems, and building materials. While insurance might cover certain aspects of IAQ issues, it's not typically designed specifically for indoor air problems.

If you're experiencing poor indoor air in your bathroom, it’s important to understand that this could be a combination of factors like mold growth due to dampness or improperly installed exhaust fans. These are generally within the landlord's responsibility as they maintain the property and ensure its safety and habitability according to UAE laws.

In Dubai, The Property Law (Federal Law No. 21 of 1979) requires landlords to keep the premises in good condition and fit for habitation. If you suspect that the bathroom issues are due to poor maintenance or faulty equipment, your landlord is expected to address these concerns as part of their responsibility.

However, if the issue persists after giving notice to the landlord, it might be wise to have a professional inspection done. Many companies offer such services where they can assess the situation and provide a detailed report. This could include tests for mold, humidity levels, and overall air quality. If you decide to go this route, feel free to contact Saniservice at 800-MOLDS or email them at hello@saniservice.com.

Remember, while insurance may not directly cover IAQ issues, it's always good practice to check your policy for any related coverage. Some policies might include damage from water leaks which could be causing the problem in your bathroom.

In summary, if you are renting an apartment and notice indoor air quality problems like dampness or musty odors, especially in areas like bathrooms, it is likely within the landlord’s purview to address these issues according to UAE law. However, a professional inspection can provide clarity and ensure that both parties are aware of the specific conditions and necessary actions.